How to help: Northern California wildfire relief

Funding your Future: Credit report 101

Our financial expert Rachel Langlois from Cyprus Credit Union shared the difference between a soft and hard credit report.

Soft vs. Hard Credit Report

SOFT CHECK
-Check your own credit
-Pre-approval for a loan
-Background checks

HARD CHECKS
-Credit check for line of credit
-Example: "New credit card, car loan, or mortgage"